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TrustPayTrustPay

Sell on WhatsApp. Get paid without fear.

Your buyer's payment waits at the partner bank until they confirm delivery. For deals from ₦1,000. Your buyer needs no app. You keep your margin.

Protected payment. Buyers need no account.

Ammar Gadgets

Hi Chidi. Here is your TrustPay link for Samsung A34 5G, ₦45,387.50:

trustpay.app/payment/SH-8F2K1

Your payment is held at a partner bank. It releases when you confirm you received it, or automatically 24 hours after the delivery estimate if you do not respond. Takes 30 seconds, no signup.

trustpay.app

Protected payment

Samsung A34 5G · ₦45,387.50

Protected by TrustPayno account needed

Samsung A34 5G

Sold by Ammar Gadgets (verified)

Price₦45,000.00
TrustPay fee share₦387.50
SEND EXACTLY₦45,387.50
BankPartner bank
Account number9912 345 678
Account nameTrustPay Escrow SH-8F2K1
Estimated deliveryThu 22 Oct, 2:00 PM
Payment auto-releasesFri 23 Oct, 2:00 PM

One transfer. No app signup. No card.

  • Funds held at a CBN-licensed bank
  • Every dispute decided by a person, not a bot
  • Buyers get 24 hours to confirm delivery
  • 1.5% + ₦100. Capped at ₦2,000.

How it works

1Seller

Create the deal in 30 seconds

Set the item, the price, and the delivery estimate. TrustPay creates a payment link for your chat.

What are you selling?

Samsung A34 5G

Price

₦45,000

Fee split

Split 50/50

Estimated delivery

1 day3 days5 days7 days
2Buyer

Your buyer pays through the link

One tap, a bank transfer, no account. The money is secured the moment it arrives.

SEND EXACTLY₦45,387.50
BankPartner bank
Account number9912 345 678
Copy account number
Received ₦45,387.50. Nothing more to send.
3Both

Money moves only when it should

The buyer confirms delivery and the seller gets paid. No confirmation? It releases automatically 24 hours after the estimate, unless the buyer adds 24 hours or opens a dispute a human reads.

  • Payment securedDone
  • SentIn progress
  • DeliveredIn progress
  • ReleasedDone
Payment auto-releasesFri 23 Oct, 2:00 PM

Confirm earlier any time. Give 24 more hours with one tap if you need.

Show me the fee before you create the deal

Type an amount and see what each side pays. The exact split on your deal is shown before it is created.

₦

Who pays the fee?

You receive₦44,612.50
Buyer pays₦45,387.50
TrustPay fee₦775.00

Minimum ₦1,000. Maximum ₦2,000,000. Maximum fee ₦2,000.

The 24-hour rule

You approve this timeline before paying. It does not change after. The exact release time is shown on every screen.

  1. 01

    Buyer approves the estimate

    The seller sets a delivery estimate that the buyer sees before paying.

  2. 02

    24-hour window opens

    After the estimated delivery time passes, the buyer gets 24 hours to confirm.

  3. 03

    Silence releases the payment

    No confirmation? The payment releases automatically, exactly at the 24-hour mark.

  4. 04

    One tap adds 24 hours, once

    The buyer can add 24 more hours with one tap. A dispute freezes the payment instead.

Three deal types. One rulebook.

Every dispute is read against evidence that fits the deal.

Shipped

Courier status page, packing photos, serial numbers recorded before sending.

Meet-up

The chat that arranged place and time, photos at handover.

Digital

The delivery itself (file, link, or access proof), plus what was promised vs. what arrived.

Why sellers switch to TrustPay

Send first, hope later

TrustPay secures the payment before you ship. The buyer’s money waits at the bank, not in your trust.

Marketplaces

Marketplaces take a cut of every sale. TrustPay charges one small fee and never touches your customer relationship.

Other escrow apps

One published rulebook. A person reads every dispute and decides.

For sellers

A payment link that answers "is this safe?" before you type it. Receipts, proof, and protection when something goes wrong.

For buyers

Pay without fear. Your money waits at the partner bank. It releases when you confirm, or automatically 24 hours after the delivery estimate. A private case link tracks everything.

Where the money sits

Where is my money held?
In a designated account at the partner bank, a CBN-licensed microfinance bank. TrustPay never holds funds.
What if TrustPay disappears tomorrow?
Your money never touched us. The bank holds it under the escrow agreement.

Your money never touches our bank account.

Questions people ask first

The short answers. The rulebook has the rest.

Start with your first deal

Thirty seconds. No account needed to try it as a buyer.

Create your first deal